Improve your finances and get out of debt with this 7 step action plan

So you are struggling with your finances, in debt and have difficulty staying a float with your everyday living expenses. Well, It’s time to take control of your situation and improve your finances today. All you got to do is make the choice to gain back your financial freedom. Stop worrying about what the Jacksons opinion might be or what the Jones are doing and get focus on improving your financial situation. So, let’s get started! What's holding you back? Still having a hard time wrapping your mind around the fact that it can be done? Well no matter what you think the circumstances are or whatever you heard someone tell you it is always going to be something and it’s never going to be the right time. That’s life! Don’t let that stop you. Get out of your head and emotions and stop listening to lies that you are never going to finish paying all off all those bills. It’s just to much and you don’t have the means to start if you tried. You are never going to be financially free so why attempt to make improvements. Your going to die with debt. Your credit is already bad you won’t recover. You are never going to get that business or buy that house because your credit is horrible no one will invest in you or give you any credit. You are never going to be able to pay for your kids college or have a saving or investments. Regardless of how much you try you will always struggle and have setbacks. This is all a lie. You can have financial freedom. You can live debt free. You will be able to invest in your business and live in a home clear of debt, You will be able to provide your children a college education. All you have to do is start today taking action in the right direction. Those negative thoughts and comments are things that are not true and it is considered false thinking and limiting beliefs. Get out of your mind and emotions because is a battle you will never win. You have to focus on the action and allow the results to change the emotion and build your confidence to keep going and keep working at what you desire yo accomplish. You can and you will fight through this temporary situation and you will start to use and experience money in a good and thriving way and not feel as if you have a broke and struggling life. The focus on the thought pattern is a problem and should not be your intention. You are in your head too much and you will never win that battle. Start taking the actions steps and have your goal and plan written down. Let’s go! Do you have it written down yet? Don’t forget to set a deadline when you will accomplish each action goal. Remember to ask yourself, Do you have realistic expectations? If so, then why are you still having the thoughts of past failures, future endeavors or even discussing college stuff for kids because that is unrealistic at this time. Hmm.. I caught you! Stop with the distractions and destructive thinking. Let’s move on now.

Let me help you a bit; first

Go and get your written out financial plan. What’s your written down budget? Do you have one? Do you have a time frame on when you will be out of debt based on your current income. Do you know how you spend your money each month each week each day? By putting this on paper, it can hold you accountable to do it and it lets you stop digging a deeper hole because you react in the moment. This is just a season and you have to decide whose going to hold you accountable for your spending as well. If it’s all ready on paper sticking to the plan and also have accountability is important. During the process, focus on what you paid and where you need to go from here. You can’t eat an elephant in one sitting. You have to break this down in bite size pieces and as you accomplish, YOU CELEBRATE yourself. Then move to the next one. Here a list of multiple steps to take in order to make progress financially: Get started, Set goals. Create a financial plan Take Action, Practice the principals of consistency, discipline, focus and being responsible. Practice patients, Be grateful it could be worst. Be appreciative of your support and opportunities Set and forget it; use automatic bill pay, create a allotment using you pay check. Start a special savings fund and set up direct pay. Budge your monthly expenses and cut out excessive spending and unnecessary bills. Pay yourself first. Remember, use your life lines and accountability check In partner daily. Lastly, its all about progress not perfection. Pull your credit and work on the areas that need fixing start from low to high, dispute as necessary Do your research and read books on financial management to be you informed and motivated. In conclusion, The emotions and feelings behind this struggle of improving your can become intense and you may still struggle with the consequences of poor financial habits. You may also have a hard time with not allowing the feelings to control the circumstances. Learning Techniques and principles to practice to build your bounce back in this area of life you desire to improve is important. Create a emergency plan on how you will deal with the limiting thoughts and belief system and setbacks. How will you overcome struggles, anxiety, fear, anger worry and frustration of poor decision making, impulsive spending? I know how! Face the reality and get to work. Let’s start breaking down the barriers. Remember small wins are to be celebrated. See past blog post to help you manage stress and balance priorities.